Monthly payment options are available for 6 or 12 month policies. If you select this option, and your need for insurance ends before your coverage period ends, you can cancel at any time through written notification to our Policy Service Department. Otherwise, coverage stops at the end of the period for which you apply. (The 12 month coverage option is not available in all states.)

Single payment discounts are available for policies 30-180 days. The policy premium and all applicable fees must be paid in full. Policy premium is refundable if the policy is cancelled within the 10-day free look period. After the 10-day free look period, all premium and applicable fees are not refundable upon early cancellation of the policy. Coverage stops at the end of the period for which you apply.