As 2014 progresses, the number of uninsured Americans has continued to decline. Poll and survey results from Gallup and the Commonwealth Fund released this month reflect significant declines in the United States uninsured population since Obamacare health insurance exchanges opened for enrollment and ACA-compliant health insurance plans began taking effect.
Continue Reading: New Surveys: America’s Uninsured Rate Keeps Dropping in 2014
Two federal appeals courts on July 22, 2014, delivered conflicting rulings on health insurance subsidies under the Affordable Care Act. One decision could threaten Obamacare subsidies for people in the 36 states that defaulted to a federally facilitated health insurance exchange.
We are halfway through 2014, which means some Americans have been covered by Obamacare plans for six months now. Nonetheless, it is not smooth sailing for all. Many have encountered confusion over how their new health insurance plans work.
In Oregon, the individual health insurance landscape continues to change. The state elected to run its own health insurance exchange for 2014, Obamcare’s first open-enrollment period. While Cover Oregon started out as promising and earned national recognition for its catchy multimedia marketing campaign Long Live Oregonians, the state-based exchange soon got labeled a disaster due to persistent website issues made enrollment difficult.1
Continue Reading: Update: Individual Health Insurance Landscape in Oregon
My son finished graduate school this spring. He had been covered by my health insurance plan but will turn 26 this month. Fortunately, he begins a new job with benefits mid-August, but he will still have to wait until his employer’s 90-day waiting period for those benefits become effective. He thinks he will be fine without health insurance for a few months, but I know it is a bad idea. What options does he have in the meantime?
While the government has released an enrollment summary with data from the Affordable Care Act’s first open-enrollment period and some information on those who purchased health insurance from the new state-based and federally facilitated exchanges, data on non-exchange enrollees has been harder to come by. However, new survey findings from The Henry J. Kaiser Family Foundation provide a more complete picture of those who enrolled in ACA-compliant health insurance for 2014.
In the age of Obamacare, we are a nation focused on health insurance—how it works; who must purchase it and why; what it includes and costs; and when, where and how to buy it. Consumers must sift through a tremendous amount of information online to find the answers to their questions and determine the best health insurance coverage for their situations.
Continue Reading: What is HealtheDeals.com? 5 Top Features for Health Insurance Consumers
On June 26, 2014, the Internal Revenue Service issued a final rule on Obamacare tax credits for small businesses.
Continue Reading: IRS Issues Final Rule on Small Business Health Insurance Tax Credit
The justices have decided: For-profit companies with sincerely held religious beliefs will not be required to cover contraceptives under Obamacare. On Monday, June 30, the U.S. Supreme Court ruled 5-4 that for-profit companies may claim a religious exemption that excuses them from covering contraceptives.1 Hobby Lobby was among several corporations that challenged what has been called the contraception or birth control mandate.
Continue Reading: Hobby Lobby Verdict and the Obamacare Birth Control Mandate
For Obamacare’s first open-enrollment period, Minnesota chose to establish a state-based health insurance exchange. As of now, the state will continue operating its own exchange, MNsure, for 2015.
Despite initial technical difficulties and long waits to get through to MNsure customer service, Minnesota exchange enrollment numbers for 2014 seem strong. Between Sept. 30, 2013 and May 1, 2014, the number of uninsured Minnesotans decreased 40.6 percent (180,500)—the lowest rate since the 1990s, when the State of Minnesota began estimating health insurance coverage.1 In a related press release, an infographic compared this reduction as similar to the population of Salt Lake City, Utah, or enough people to fill 14 football fields full of people lined up side by side.
Continue Reading: Update: Individual Health Insurance Landscape in Minnesota