Many unflattering stereotypes surround the millennial generation and its work ethic, self-image, relationship to parents, and interactions with the world at large. However, the millennials boast a seriously respectable reputation when it comes to financial responsibility.
May is Melanoma/Skin Cancer Detection and Prevention Month. Last week, in this blog, we talked about the “Dear 16-Year-Old Me” video and learned that 1 in 5 Americans will be diagnosed with skin cancer. This week, I’d like to share a few simple tips for preventing skin cancer.
Continue Reading: 8 Top Tips for Skin Cancer Prevention
Question: My husband and I are small business owners. What are the advantages of critical illness insurance for someone in our situation? Are there other supplemental policies we might consider?
Continue Reading: Ask the Agent: Supplemental Insurance Options for Small Business Owners
We’re already well into May, which means many college students are preparing for graduation—some have already. It’s an exciting yet often overwhelming time when many things are up in the air, and health insurance is often among them.
Did you know that skin cancer is the most common cancer in the United States? Or that current estimates are that 1 in 5 Americans will be diagnosed with skin cancer in their lifetime? It certainly surprised me to learn that melanoma, the deadliest form of skin cancer, is the most common cancer for 25- to 29-year-olds. These statistics, provided by the American Academy of Dermatology, are fairly alarming. Skin cancer can be prevented, however. Knowing how to protect yourself and adjusting your lifestyle accordingly go a long ways.
Continue Reading: Dear 16 Year Old Me Remains an Important Skin Cancer Prevention Message
With spring in full swing, seasonal allergies have arrived, leaving many Americans dealing with sneezing spells, itchy eyes, and runny noses. At this time of year, flowering plants begin releasing pollen, one of the most common triggers for allergies.1 Pollen spores circulate in the air and are dispersed by wind currents; in the process, they get lodged in our eyes, ears and mouth, as well as inhaled into our lungs.
Continue Reading: Tips for Preventing Seasonal Allergies
The Agent Says: The cost of individual medical insurance policies has been increasing quickly in the past few years due to increasing costs of medical care as well as changes healthcare reform has mandated into qualified major medical policies. Because of this, many people have moved away from traditional low-deductible policies with copays and have gravitated towards high-deductible health plans like HSA plans to reduce their monthly premium. This is a good option for healthy people who may only go to the doctor for their annual check-up or other preventative care.
Continue Reading: Accident, Critical Illness and Life Insurance Bundles
The cinnamon challenge—attempting to ingest a tablespoon of cinnamon within 60 seconds, without drinking water—has been popular among teens for over a decade. However, the dare’s increasing online presence has fueled its popularity in recent years. Tens of thousands of YouTube videos show individuals coughing, choking, and blowing cinnamon everywhere as they try to prove themselves capable of the spicy feat. Cinnamon challenge google hits were at 2.4 million by mid-2012—they were only .2 million in 2009. A Cinnamon Challenge website and a No Cinnamon Challenge website have both been created.
Continue Reading: ‘Pediatrics’ to Parents: Discuss Cinnamon Challenge
Three years after the Affordable Care Act was signed into law, more than half of Americans claim they don't have enough information. Opportunistic scammers have taken note and are attempting to capitalize on this uncertainty. Con artists have schemed up new phone scams under the guise of Affordable Care Act and Medicare in an attempt to mine for information and defraud the public.
Continue Reading: Fraud Alert—Scammers Use Health Law to Mine for Personal Data
The Agent Says: Even if you are covered under a major medical policy, it is still important to consider a supplemental critical illness ancillary plan. Serious illness takes more than a physical andemotional toll; it can greatly impact your finances. Critical Illness Insurance from The IHC Group provides a lump sum benefit payment when a covered medical condition is diagnosed. The payment is made directly to you and can be used any way you choose—for treatment, daily household expenses or a car payment, and even to maintain a business or pay college tuition.
Continue Reading: Who Needs a Critical Illness Insurance Plan?