There are just under two months left before Obamacare plans take effect, and your clients who are currently uncovered might need to bridge the gap. Did you know IHC’s Short Term Medical (STM) plans don’t have to be sold in month-long increments?i STM plans can be sold in any increment from 30 days to 180, and even up to 364 in some states.i If your clients need coverage for 36 days, they don’t have to buy two months’ coverage. They only have to pay for the precise number of days, saving them money. For more information about STM , contact your IHC Representative.
Continue Reading: Think you know STM? Think Again.
According to the American Diabetes Association, nearly 30 million children and adults in the United States have diabetes.1 As an organization pledged to eradicate diabetes and all of its burdens, the Association has tapped the month of November to be Diabetes Awareness month. With 86 million Americans at risk for developing type 2 diabetes, the cause is anything but insignificant.2
Continue Reading: Reducing Your Risk of Type 2 Diabetes
As open enrollment nears, we hear a lot about when we can buy 2015 health insurance coverage. What about those who need health insurance sooner? Aging out of a parent’s plan, moving to a new state and losing job-based coverage are just some of the reasons you might find yourself uninsured.
It is projected that 67.4% of Americans are buying costumes this year, with each person also spending over $77 dollars on candy, according to the National Retail Federation.1
Kids look forward to Halloween as much if not more than any other holiday in the United States. What’s not to love? Candy, staying out late with friends, candy, scary costumes and candy. Halloween is just around the corner, which means parents, doctors, and dentists are cringing at the high probability for sugar overload and the havoc it can wreak on behavior, teeth, and health. Add the potential for injury to those concerns and you see how important it is to prepare kids for not only a happy Halloween but also a safe one. Below are four tricks to keeping your Halloween safe:
Continue Reading: Have a Happy and Safe Halloween
Did you know that only 51% of states consider hearing aids to be an essential health benefit (EHB)?1 This may seem substantial in terms of coverage countywide, but what if you are included in the 49% that doesn’t have coverage? According to a new report from the Robert Wood Johnson Foundation, your health insurance coverage varies significantly by state under the Affordable Care Act (ACA).2
Continue Reading: Are You Covered? – Essential Health Benefits May Vary by State
Most Americans plan to switch health insurance plans for the new year. A survey conduct by Radius Global Market Research found that while only 20 percent of insured households said they were not satisfied with their current health insurance coverage, two-thirds said indicated they will change plans in 2015.1
October 22, 2014 is lung health day. It is imperative to your health to remember why a day is dedicated to protecting your lungs. According to the Center for Disease Control and Prevention, “lung cancer is the leading cause of cancer death and the second most common cancer among both men and women in the United States.”1 One of the leading causes of lung cancer is cigarettes, with 90% of lung cancer arising from tobacco use.2 Being aware of these unforgiving consequences has given smokers a reason to find a new, less deadly of device: electronic cigarettes.
Continue Reading: Setting the Record Straight on E-Cigs
During this time of year, many people become sick due to infections and outbreaks flying around, which is why October 19th kicks off Infection Prevention Week.
One of the most common bacterial infections in women is a urinary tract infection (UTI). It begins in the urethra and travels to the bladder causing a bladder infection. In more severe cases, if not treated, it can infect your kidneys.
Continue Reading: Recognizing and Treating Urinary Tract Infections
The common cold and flu are well known seasonal health conditions that appear around this time of year. Although they cause discomfort, the symptoms are temporary and go away in due time. Unfortunately, enterovirus, which has more recently been on parental radar, could be more severe and cause long-lasting effects and even death. Just last week, the first death from the virus was confirmed.1 On October 12, a Michigan toddler died from the virus as well.2
Continue Reading: Enterovirus: What You Need to Know to Prevent its Spread
Even if you don’t consider yourself an individual who keeps up-to-date with all current events, it is almost guaranteed you have heard about the Ebola virus. Getting to know the facts, especially in a case of this magnitude, is important to putting a stop to the health rumors flying around.
Continue Reading: Myths More Contagious than the Ebola Virus Itself