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Can I Buy Health Insurance From the SHOP Exchange if I am Self-Employed?

Posted Aug 20, 2014
By Jenifer Dorsey

Can I Buy Health Insurance From the SHOP Exchange if I am Self-Employed?

Obamacare’s state-based and federally facilitated health insurance exchanges serve more than individuals and families. They also serve small businesses and the self-employed.

Continue Reading: Can I Buy Health Insurance From the SHOP Exchange if I am Self-Employed?


States Whose Uninsured Populations Dropped Most in 2014 Have Something in Common

Posted Aug 18, 2014
By Jenifer Dorsey

States Whose Uninsured Populations Dropped Most in 2014 Have Something in Common

It would seem a state-based health insurance exchange and Medicaid expansion were the secret to Obamacare enrollment success in many states. Gallup poll findings released Aug. 5, 2014, showed the 10 states reporting the largest reduction in uninsured rates opted to both run their own health insurance exchange and expand Medicaid in 2014.

Continue Reading: States Whose Uninsured Populations Dropped Most in 2014 Have Something in Common


It’s Time to Get Vaccinated—August is National Immunization Awareness Month

Posted Aug 14, 2014
By Jenifer Dorsey

It’s Time to Get Vaccinated—August is National Immunization Awareness Month

August is National Immunization Awareness Month. As a new school year nears—or gets underway, depending on where you live—it’s a good time to take your kids to the doctor for a well-child visit and to receive their recommended childhood immunizations.

Continue Reading: It’s Time to Get Vaccinated—August is National Immunization Awareness Month


Can an Employer Pay for an Employee’s Exchange Health Insurance Plan?

Posted Aug 13, 2014
By Jenifer Dorsey

Can an Employer Pay for an Employee’s Exchange Health Insurance Plan?

Employers ditching their group policies and forcing employees to shop the state-based and federally facilitated exchanges, has been a big concern with the Obamacare rollout, especially in low-wage jobs where people are most likely to be eligible for subsidies. And, indeed, it has been happening. Some employers have even paid employees to shop for health insurance on their own.

Continue Reading: Can an Employer Pay for an Employee’s Exchange Health Insurance Plan?


3 Alternatives to Buying Health Insurance from Obamacare Exchanges

Posted Aug 07, 2014
By Jenifer Dorsey

3 Alternatives to Buying Health Insurance from Obamacare Exchanges

Under the Affordable Care Act, the health insurance plans that qualify as minimum essential coverage may be purchased on the state-based and federally facilitated exchanges, which the government calls the Health Insurance Marketplace. But did you know you can shop elsewhere?

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Maximum Obamacare Tax Penalty for Being Uninsured in 2014 Announced

Posted Aug 04, 2014
By Jenifer Dorsey

Maximum Obamacare Tax Penalty for Being Uninsured in 2014 Announced

Those who go without health insurance in 2014 now know the maximum tax penalty they face for skipping out on Obamacare’s individual mandate—and it could be more than $95. Federal officials announced on July 24, 2014, that the shared responsibility payment for 2014 will be capped at $2,448 per person and $12,240 for a family of five.
 
Under the Affordable Care Act most people are required to have health insurance that qualifies as minimum essential coverage or pay the shared responsibility payment—also known as the Obamacare tax penalty, the fine for going without health insurance, etc.
 
As outlined by the IRS, the shared responsibility payment for 2014 is the greater of:

Continue Reading: Maximum Obamacare Tax Penalty for Being Uninsured in 2014 Announced


Surgeon General Warns: Skin Cancer Rates are on the Rise, Offers Prevention Strategies

Posted Aug 01, 2014
By Jenifer Dorsey

Surgeon General Warns: Skin Cancer Rates are on the Rise, Offers Prevention Strategies

Skin cancer rates have increased substantially since the 1970s, and Americans are being asked to reverse the trend. The U.S. surgeon general on July 29, 2014, issued a call to action to prevent the skin cancer. The most commonly diagnosed disease in America is on the rise and is creating a “serious public health concern we cannot ignore,” said Acting Surgeon General Boris D. Lushniak, M.D., M.P.H., in the report’s forward.1

Continue Reading: Surgeon General Warns: Skin Cancer Rates are on the Rise, Offers Prevention Strategies


Update: Individual Health Insurance Landscape in Florida

Posted Aug 01, 2014
By Jenifer Dorsey

Update: Individual Health Insurance Landscape in Florida

In 2014, Florida defaulted to Obamacare’s federally facilitated health insurance exchange, HealthCare.gov, and opted not to expand its Medicaid program. The state recently made headlines when it was reported that some of its doctors were refusing to accept patients with exchange-based health insurance plans.1

Continue Reading: Update: Individual Health Insurance Landscape in Florida


Court Ruling Leaves Consumers Asking, ‘Can I Still Get an Obamacare Subsidy in 2015?’

Posted Jul 29, 2014
By Jenifer Dorsey

Court Ruling Leaves Consumers Asking, ‘Can I Still Get an Obamacare Subsidy in 2015?’

Conflicting federal appeals court rulings on July 22, 2014, left many Americans concerned about the fate of Obamacare health insurance subsidies one way or another. One court struck down the subsidies (i.e., premium tax credits and cost-sharing subsidies) for states participating in the federally facilitated health insurance exchange while the other upheld them.

Continue Reading: Court Ruling Leaves Consumers Asking, ‘Can I Still Get an Obamacare Subsidy in 2015?’


New Surveys: America’s Uninsured Rate Keeps Dropping in 2014

Posted Jul 24, 2014
By Jenifer Dorsey

New Surveys: America’s Uninsured Rate Keeps Dropping in 2014

As 2014 progresses, the number of uninsured Americans has continued to decline. Poll and survey results from Gallup and the Commonwealth Fund released this month reflect significant declines in the United States uninsured population since Obamacare health insurance exchanges opened for enrollment and ACA-compliant health insurance plans began taking effect.

Continue Reading: New Surveys: America’s Uninsured Rate Keeps Dropping in 2014