How does the cost of your employer-sponsored health insurance benefits compare to what others pay? Did your premium increase form 2013 to 2014 on pace with the average? Are more employers offering benefits to same-sex and opposite-sex domestic partners? The Kaiser/HRET 2014 Employer Health Benefits Survey may have your answers1.
Continue Reading: Poll: ‘Modest Increase’ in 2014 Employer Benefits Premiums
It’s almost been one year since the Obamacare Health Insurance Marketplace launched Oct. 1, 2013. At that point, the nation’s state based and federally facilitated exchanges opened for business and Americans could shop for 2014 health insurance plans without fear of being denied coverage or charged more due to health history. The words premium tax credit, cost-sharing subsidy, metal plans, and shared responsibility payment entered health insurance consumers’ lexicon. Many grew frustrated by website glitches, customer service number hold times, and general misunderstanding of the new health insurance landscape unfolding under the Affordable Care Act.
So when do we do it again?
Continue Reading: When is 2015 Obamacare Open Enrollment?
With 2015 open enrollment two months away and recent conflicting appeals court rulings over Obamacare subsidies, health insurance under the Affordable Care Act remains a hot topic. The law continues to have its opponents, but results from a new Washington Post/ABC News Poll released Sept. 9, 2014, show that more Americans may prefer to keep it around than repeal it.
Continue Reading: Poll: More Support Keeping Obamacare Than Repealing It
Temperatures are changing as the seasons change in more ways than one. Chilly weather means flu season with one of its common symptoms being a high fever. Flu season is unpredictable, with severity, timing, and length of season being just a few of its unreliable factors. With this being said, you can never be too prepared. Vaccinations, as well as washing your hands and practicing other preventative techniques are important in order to keep you and everyone around healthy!
Continue Reading: Seasonal In-FLU-enza: What You Need to Know
Health insurance plans purchased through the 36 federally facilitated health insurance exchanges will automatically renew for 2015, as will income-based premium tax credits and cost-sharing subsidies, federal officials announced June 26, 2014.1 This decision may be intended to make the application and enrollment process easier on consumers and HealthCare.gov come 2015 open enrollment, but it is not the wisest move for all.
Continue Reading: 3 Reasons You Might Rethink Health Insurance Automatic Renewal for 2015
President Obama promised that people who liked their health insurance plans could keep their health insurance plans. However, when the state-based and federally facilitated health insurance exchanges opened Oct. 1, 2013, Americans began to realize this might not truly be the case. When plan cancelation notices began to appear, many were frustrated to learn they would have to buy new ACA-compliant health insurance coverage for 2014.
Continue Reading: What if I Prefer My Non-Compliant Health Insurance Plan?
With school back in full swing, it is a great time to set up teeth cleanings for children. Children should be visiting the dentist for a routine check-up every six months, starting after the first tooth comes in, according to The American Academy of Pediatric Dentistry (AAPA).1 Routine check-ups prevent tooth decay, which is the single most common childhood disease in the United States, according to The Center for Disease Control and Prevention.2 Making sure to stay on top of these visits is essential to preparing your child for their future to ensure good hygiene habits.
Continue Reading: The Start of the School Year: the Perfect Time for a Dental Check-Up
Summer is coming to an end, which means not only has school started for children, it also means Childhood Cancer Awareness month has arrived. According to the American Childhood Cancer Organization, “each year in the U.S. there are approximately 13,400 children between the ages of birth and 19 years of age who are diagnosed with cancer.”1 This startling statistic is hard to swallow, but why not think of it as a time to rededicate to raising awareness and kicking childhood cancer to the curb?
With 2014 open enrollment several months behind us and open enrollment for 2015 health insurance coverage just three months away, it is a good time to reflect on what we learned and how we can shop smarter.
When Obamacare’s open-enrollment period began Oct. 1, 2013, California launched Covered California, its state-based health insurance exchange. The Golden State also expanded its Medicaid program in 2014.
California’s Obamacare exchange recently gained national recognition when officials announced the expansion of its dental insurance options. Those who enroll in 2015 health insurance coverage through the Covered California exchange may also buy family dental insurance plans that offer dental coverage for adults. Furthermore, all individual health insurance plans offered by Covered California will include pediatric dental benefits for those younger than 19 years old.1
Continue Reading: Update: Individual Health Insurance Landscape in California